The Mika alternative for growing companies: a financial operating system with a real tax firm — not a bookkeeping autopilot
Mika is an AI bookkeeping autopilot for small GmbHs and UGs that want to organise bookkeeping, VAT returns and annual accounts as simply as possible. Frienton is the Financial Operating System for growing companies: banking, automated bookkeeping, live financial data, payment workflows and collaboration with your tax firm in one system.
At a glance
QUICK ANSWER
Frienton is a financial operating system for growing companies — whether a corporation or a partnership. Frienton steers your entire finances (multibanking including American Express, cashflow forecasting, runway, role-based payment approvals) and delivers pre-booked accounting to a qualified tax firm — your existing one or a suitable one from the Frienton partner network. Mika is AI bookkeeping that takes bookkeeping and closing off the desk of smaller GmbHs and UGs without their own finance function, replacing the tax firm. The difference is the growth stage — and who carries the tax responsibility.
Frienton
Financial operating system for growing companies. Steers finances end to end and works with a qualified tax firm (your existing one or a matched one).
Mika
AI bookkeeping for small GmbHs and UGs without a finance function. Takes over bookkeeping and closing and replaces the tax firm.
What you actually want to get done
Features
Frienton
Mika
See how much money is really there across all accounts
Multibanking across all accounts incl. American Express
One account via open banking, no card integration
Look ahead — plan liquidity and runway
Cashflow forecast, runway, plan vs. actual in real time
Retrospective BWA; e-commerce via Pathway payouts (batch)
Approve and run payments with clear roles
Role-based approval + batch payments across several banks
Payment run for one account
A tax firm that stays responsible
Existing or matched (Professional Tax Plan) — mandate responsibility stays with the firm
Replaces the firm; responsibility stays with the client (unless partner tier)
THE DIFFERENCE IS THE GROWTH STAGE
Mika describes its own audience as “small GmbHs and UGs without a CFO — and only those”: no internal finance function, modest document volume (pricing in transaction bands up to 150 per month, above that on request). That is exactly where Mika is strong. Frienton begins where that stage ends: several banks and payment providers, document volume growing into four digits per month, an emerging finance function that needs not just finished bookkeeping but steering — liquidity, runway, approvals, controlling. Companies that are scaling need a financial operating system, not just their bookkeeping done.
Two models for working with your tax firm
Mika’s model:
AI bookkeeping that takes on the tax-firm role itself — bookkeeping, annual accounts and tax returns run through Mika, checked by bookkeepers (Steuerfachangestellte, Bilanzbuchhalter).
Frienton’s model:
a financial operating system plus a qualified tax firm (your existing one or one from the partner network) that stays in the loop, advising and responsible. You stay in your system — DATEV or ADDISON.
The details — what makes the difference for growing companies
Features
Frienton
All-in-one platform
Mika
FINANCIAL STEERING & TAX FIRM MODEL
Multibanking via PSD2 (all accounts, one cockpit)
One account via open banking (for bookkeeping)
Credit cards incl. American Express
Cashflow forecast & runway
Plan vs. actual in real time
Role-based payment approval
Payment run (one account)
Native e-commerce integrations (Shopify, Amazon, Shopware)
native, at order level
Via Pathway (payout batches)
Factoring & receivables management
Pre-booked accounting to the existing or matched tax firm
Replaces the firm
Mandate responsibility with a qualified tax firm
With the client (unless partner tier)
BOOKKEEPING & CLOSING
AI receipt recognition · SKR03/04 coding · trial balance/BWA · cost centres · e-invoicing (XRechnung/ZUGFeRD) · invoicing · DATEV EXTF export · open-item accounting
Via partner
Payroll
Via partner
VAT advance return
Deliberately via the tax firm
Direct (you file yourself)
When is Mika the right choice?

When Mika is the better fit: if you are a small GmbH or UG without your own finance function, with modest document volume, and you mainly want bookkeeping and closing off your desk without your own tax advisor — Mika describes exactly this as its audience.
Frienton fits when you are growing, need to steer across several banks and payment flows, want to plan your finances ahead, and want a consulting tax firm with responsibility in the loop — your own or one we find for you.
Frequently asked questions
Sources: getmika.de (product, pricing, target audience), as of August 2026.


